About FlashFish

FlashFish publishes guides on personal finance: retirement accounts, tax-advantaged saving, investing basics, and government schemes. The aim is to explain how something actually works, in enough detail to be useful, without assuming you already know the jargon.

Alongside the writing there are calculators for the questions that are easier answered with numbers than with prose: what a contribution grows into, what a split costs each person, what a rule means for your situation.

People making ordinary financial decisions without a professional to ask. If you have ever read an official page about a retirement account and come away less certain than when you started, this site is written for you.

Some articles cover schemes and accounts specific to particular countries. Where that is the case the article says so.

Everything here is general educational information. It is not financial, tax or legal advice, and it cannot account for your circumstances. The same rule can be a good idea for one person and a poor one for another.

Rules change, and contribution limits and interest rates change more often than most things. Check the current figures against the official source before acting on them, particularly for anything with a deadline.

The site may carry advertising, and some articles contain affiliate links. Where a link is an affiliate link, following it may earn a commission at no additional cost to you. That does not change what gets recommended: the writing comes first and the links follow it, not the other way round.

Corrections are welcome, and genuinely useful. If something here is wrong or out of date, please say so. You can reach us through the contact page.